Penyaluran kredit perbankan memiliki peran strategis dalam mendorong pertumbuhan ekonomi melalui fungsi intermediasi keuangan. Namun, dalam satu dekade terakhir, penyaluran kredit di bank umum Indonesia menunjukkan pola yang fluktuatif seiring dengan ketidakstabilan kondisi makroekonomi nasional. Fluktuasi variabel makroekonomi menimbulkan ketidakpastian terhadap arah kebijakan moneter dan fisk…
An experiment to observe the effect of indole ace- tic acid (IAA) and node number on root growth of tea (Camellia sinensis L) of TRI 2024 in the nursery was ca rried out at tea plantation of Ngagrong, Ampel, Boyola- li from October 1986 until January 1987. The experiment was designed as a Randomized Com plete Block Design (RCBD) with factorial, consisted of twelve combination treatments in fou…